Obamacare and Pre-Existing Condition Coverage

Starting January 1st of 2014, all qualified health plans must begin to cover pre-existing conditions with no waiting periods for 10 core essential health benefits.  These benefits include hospitalization, ambulatory patient services, emergency services, laboratory services, rehabilitation, mental health services, preventive care and wellness, maternity and newborn care, prescription drugs and ambulatory services such as doctor's office visits.  Each plan will have different coverage levels depending on the benefit structure of a given policy.  For more information on health care reform in North Carolina, visit Obamacare NC.